COMMERCIAL INLAND MARINE

This policy is used to write coverage for the following:

Mobile Equipment and Property — designed to insure property that is often moved from one location to another.

Goods in Transit — covers domestic goods in transit by mail, rail, truck or aircraft within the continental United States, Alaska and Canada. Shipments to Mexico can be covered by endorsement.

Property Held by Bailees — dry cleaners, repair shops and public warehouses often have possession of significant amounts of customers’ goods. A bailee liability policy can be purchased to cover damage to these goods when the bailee is legally liable.

Examples of property that can be insured under commercial floater forms include the following:

Agricultural equipment
Cameras
Computer equipment
Employee’s tools and equipment
Farm animals
Fine art
Items in the mail
Mobile equipment of contractors
Musical instruments
Physicians’ and surgeons’ equipment
Property on exhibition
Sales samples
Signs
Theatrical property
Tools and equipment
Valuable papers and articles
Just to name a few…

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INLAND MARINE

Coverage Considerations and Definitions

The following are coverage definitions that will better help you understand insurance. Contact us any time regarding quoting or adding any coverages you may not already have.
Property
Liability
Other Coverages