BUSINESS/KEY PERSON LIFE

How would they survive without you? Your business associates and family shouldn’t have to worry about this and don’t have to! Protect what you have worked hard for and the relationships you have built. The continuation of your business can also allow your family to be taken care of as well.

Our skilled agents can analyze your financial situation and help you determine that there is enough life insurance in place to fund that buy-sell. We can also recommend an estate planner to ensure that you have a comprehensive financial plan in place in the event of your demise.

Life insurance serves a wide variety of purposes in the business world, but most of the services can be grouped under three headings:

Key person indemnification
Business continuations
Protection for employees and executives

The following is a sampling of life insurance products:
Term — set policy period, usually 5, 10, 15, 20, or even 30 years
Whole Life — policy period for your entire life
Variable Life — investment oriented whole life
Universal Life — premiums are flexible, not fixed; protection is adjustable, not fixed
Variable Universal Life — combination of Variable and Universal Life policies

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LIFE

Coverage Considerations and Definitions

The following are coverage definitions that will better help you understand insurance. Contact us any time regarding quoting or adding any coverages you may not already have.
Property
Liability
Other Coverages