COMMERCIAL PROPERTY

Choosing commercial insurance can be a daunting task, but with Specht Insurance Group, Ltd. it doesn’t have to be.

The term commercial property insurance refers to the coverage of losses to real and personal property. These losses can result from many sources. There are some policy forms that list specific named perils and a more comprehensive “special” form. In some cases though, these forms can be expanded with endorsements to cover losses that might arise. For example, endorsements are commonly used to provide broader coverage for losses due to backup of sewers and drains, damage to outdoor signs, etc.

Commercial property insurance can be used to cover one or more of the following classes of property:

Buildings
Business personal property of the policyholder
Personal property of others in the care, custody, or control of the insured
Business income
Just to name a few...

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PROPERTY

Coverage Considerations and Definitions

The following are coverage definitions that will better help you understand insurance. Contact us any time regarding quoting or adding any coverages you may not already have.
Property
Liability
Other Coverages