There are three different types of commercial automobile policies: Business Auto Coverage, Garage Coverage and Motor Carrier Coverage.
Business Auto Coverage is the most common type of commercial automobile insurance. Available coverages include liability, medical payments/personal injury protection, uninsured motorists, underinsured motorists, collision, comprehensive, towing and rental reimbursement.
Garage Coverage is designed to meet the special needs of businesses engaged in selling, servicing, storing or parking vehicles. It is more than just an automobile policy as it also provides liability insurance for the operations.
Motor Carrier Coverage is designed for businesses that provide transportation by vehicles – including common carriers, contract carriers and private carriers that transport their own property.
Since Commercial Automobile Insurance coverage varies; at Specht Insurance Group, Ltd. we will discuss your business with you and help you determine the proper amount of coverage for all your commercial needs.