• Facebook
  • Gplus
  • Mail
  • Rss
Insurance Made Easy || Contact Us Today: (888) 6-SPECHT
Specht Insurance Group
  • Home
  • About Us
    • Pledge of Performance
    • Our Staff
    • Our Providers
  • Products
    • Business Insurance
      • Commercial Property Coverage
      • Commercial General Liability
      • Businessowner’s Policies (BOP)
      • Commercial Automobile Insurance
      • Workers’ Compensation Insurance
      • Commercial Umbrella Insurance
      • Professional Liability
      • Employment Practices Liability
      • Directors and Officers Liability
      • Cyber Liability
      • Inland Marine Coverage
      • Flood Coverage
      • Crime Insurance
      • Bonds
    • Home Insurance
      • Property Coverage
      • Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Dwelling Fire Coverage
    • Auto Insurance
      • Liability Coverage
      • Uninsured & Underinsured Motorists Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Rental Reimbursement
      • Towing
      • Personal Injury Protection (PIP) / Medical Payments
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
    • Other Personal Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome/RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
      • Valuable Items Coverage
      • Personal Umbrella Insurance
      • Flood Coverage
      • Identity Theft
    • Life Insurance
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care
      • Disability Insurance
    • Health Insurance
      • Dental Coverage
      • Group Health Insurance
      • Individual Health Insurance
    • Coverage Considerations / Definitions
      • Liability Definitions
      • Property Definitions
      • Other Coverages Definitions
  • Forms
    • Auto I.D. Card Request
    • Automobile Change Request
    • Automobile Insurance Questionnaire
    • Certificate of Insurance Request
    • Commercial Lines Questionnaire
    • General Liability Change Request
    • Group Medical Cencus
    • Home Insurance Questionnaire
    • Inland Marine Change Request
    • Life Insurance Questionnaire
    • Property Change Request
  • Blog
  • Contact
    • Site Map
    • Privacy Statement
  • Search
  • Menu

Flood Coverage

Flood Insurance is coverage for property damaged by a flood.

The National Flood Insurance Program’s offers Residential Policyholders dwelling coverage up to $250,000 and personal property coverage up to $100,000.  Additional Excess Flood coverage may be available.

The NFIP’s definition of a flood is as follows:

  • “A general or temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
  • Overflow of inland or tidal waters;
  • Unusual and rapid accumulation or runoff of surface waters from any source;
  • Mudflow; or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in flood as defined above.”
  • Business Insurance
    • Bonds
    • Businessowner’s Policies (BOP)
    • Commercial Automobile Insurance
    • Commercial General Liability
    • Commercial Property Coverage
    • Commercial Umbrella Insurance
    • Crime Insurance
    • Cyber Liability
    • Directors and Officers Liability
    • Employment Practices Liability
    • Flood Coverage
    • Inland Marine Coverage
    • Professional Liability
    • Workers’ Compensation Insurance
  • Home Insurance
    • Condo Insurance
    • Dwelling Fire Coverage
    • Liability
    • Mobile Home Insurance
    • Property Coverage
    • Renters Insurance
  • Auto Insurance
    • Accident Forgiveness
    • Collision Coverage
    • Comprehensive Coverage
    • Liability Coverage
    • Minor Violation Forgiveness
    • Personal Injury Protection (PIP) / Medical Payments
    • Rental Reimbursement
    • Roadside Assistance
    • Towing
    • Uninsured & Underinsured Motorists Coverage
  • Other Personal Insurance
    • ATV Insurance
    • Boat Insurance
    • Flood Coverage
    • Identity Theft
    • Motorcycle Insurance
    • Motorhome/RV Insurance
    • Personal Umbrella Insurance
    • Snowmobile Insurance
    • Valuable Items Coverage
  • Life Insurance
    • Disability Insurance
    • Group Life Insurance
    • Individual Life Insurance
    • Long-Term Care
  • Health Insurance
    • Dental Coverage
    • Group Health Insurance
    • Individual Health Insurance
    • Vision Coverage
  • Direct Health Benefit Card
  • Coverage Considerations / Definitions
    • Liability Definitions
    • Other Coverages Definitions
    • Property Definitions

Recent Posts

  • Is Your Roadside Emergency Kit Ready If You Need It?
  • Have a new driver in your family? 5 helpful hints for good driving habits for teen drivers
  • 15 Steps to Be Prepared for a Natural Disaster

Categories

  • Auto
  • Disaster Insurance

Main Office:

Specht Insurance Group, Ltd.
1800 E. High Street, Suite 200
Pottstown, PA 19464
(888) 6-SPECHT
(610) 323-1666
(610) 323-1669 – Fax

Southeast Regional Office:

P.O. Box 61603
Fort Myers, FL 33906
(888) 6-SPECHT

Southwest Regional Office:

14850 N. Scottsdale Road, Suite 350
Scottsdale, AZ 85254
(877) 577-4670
© Copyright 2014- Specht Insurance Ltd. Privacy Policy || Site Map || Contact Us || Site Powered by: Elemental Studios, Inc
Scroll to top