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You’ve saved your money for what seems like an eternity. Why take the chance of having someone try to take away what you’ve worked so hard for? If a friend or relative slips and falls on your property and sustains injury, do you have adequate Liability Coverage on your Homeowners Policy in the event you are sued? If you are traveling in your car, hit black ice and lose control of your car, causing a serious accident, do you have enough Bodily Injury and Property Damage Liability on your Automobile Policy in the event you are sued? These are just some examples of occurrences that can happen and could result in a lawsuit.
Not having a Personal Umbrella Policy, you are risking the loss of your personal possessions—your car, home, the lifestyle to which you and your family are accustomed, even your future income. Are you aware that anyone can be sued, regardless of income level, for just about any reason? Lawsuits can result in settlements amounting to six figures, sometimes more.
The Personal Umbrella Policy is designed to provide world-wide catastrophe protection in excess over your other primary personal policies, including home, auto, watercraft and recreational vehicle. Some insurance companies refer to this coverage as “extra protection against legal action”. The policy also provides coverage areas that may not be covered by primary personal policies, policy coverage involving Personal Injury—libel, slander, wrongful eviction and Property Damage Liability. Additional defense costs and additional expense costs—premiums required on bonds, prejudgment or accrued interest, arising from a lawsuit, subject to a Self-Insured Retention.
Please allow one of our licensed agents to provide you with a quotation for this valuable insurance coverage. Complete the on-line quote form today and send or fax it to us today. One of our licensed professionals will contact you with a quote for this important coverage.
