Childcare Centers Insurance

Insurance for your childcare facility helps protect you from the risks you face as a business owner so you can focus on the most important thing, the children.

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What’s Included in a Childcare Insurance Policy?

Adequate insurance can help reduce exposing your business to unneeded risk and ensures your facility is ready to do business with coverage for property, liability, business interruption, workers’ compensation and your vehicles.

There are several important areas of childcare insurance to consider. These include:

Liability Insurance

Coverage that provides you with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Abuse & Molestation Coverage

Coverage for the actual, alleged or threatened abuse or molestation of a person while in the insured’s care or under the insured’s supervision.

Professional Liability

A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services

Property Insurance

This coverage protects your property that is owned or rented for losses due to fire, theft, weather and other risks.

Auto Insurance

This is coverage in the event of an accident or the theft of your automobile. Liability coverage is also included and provides protection against bodily injury and/or property damage resulting from a vehicle incident.

Workers Compensation Insurance

Provides both medical benefits and wage replacement to employees that are injured while on the job.

Umbrella Insurance

This policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposures.

Child Accident Coverage

Benefits that pay covered medical expenses for a child that is injured on your premises or while in your care. Coverage can be purchased primary or excess of other insurance benefits.

Employment Practices Liability (EPLI)

Insurance coverage for wrongful acts arising from the employment process.

Worried about the cost?

We specialize in covering childcare facilities just like yours, and have everything you need right here, including:

Monthly payment options
Claims responsiveness
Tailored coverage
Knowledgeable agents

Why we’re different:

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.