Insurance for your childcare facility helps protect you from the risks you face as a business owner so you can focus on the most important thing, the children.
Adequate insurance can help reduce exposing your business to unneeded risk and ensures your facility is ready to do business with coverage for property, liability, business interruption, workers’ compensation and your vehicles.
There are several important areas of childcare insurance to consider. These include:
Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.
Coverage for the actual, alleged or threatened abuse or molestation of any person while in the insured’s care or under the insured’s supervision.
A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services
This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.
This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.
An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.
An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.
Insurance benefits that pay for covered medical expenses for a child that is injured on your premises or while in your care. Coverage can be purchased primary or excess of other insurance benefits.
We specialize in covering childcare facilities just like yours!
We have everything you need right here, including:
Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.