Food & Beverage Industry Insurance

Insurance that protects you so you can put your focus where it belongs: your food, your customers and providing a great experience.

There are Several Ingredients Needed to Run a Successful Business.  

Restaurant ownership is challenging enough without having to worry about food spoilage, fire damage and employee or customer injuries onsite. Having the right insurance solution for your restaurant makes all the difference.

Who needs restaurant insurance?

Who needs restaurant insurance?

We offer insurance to cover food service businesses, including:

  • Bar Insurance
  • Café Insurance
  • Cafeteria Insurance
  • Catering Insurance
  • Craft Distillery Insurance
  • Craft Hard Cider Insurance
  • Deli Insurance
  • Diner Insurance
  • Fast Food Insurance
  • Fine Dining Insurance
  • Food Delivery Insurance
  • Microbrewery Insurance
  • Pizza Restaurant Insurance
  • Regional Craft Brewery Insurance
  • Winery & Vineyard Insurance

What's covered by restaurant insurance?

Property Insurance

This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.

Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Liquor Liability Insurance

Protects businesses that manufacture, serve or sell alcohol. Coverage is provided for bodily injury and property damage caused by an intoxicated person who was served or sold liquor by the insured.

Crime Coverage

Protection for business from loss of money, securities or inventory resulting from a crime. Common crimes include employee dishonesty, forgery, robbery and safe burglary and theft of monies and securities.

Employment Practices Liability

Insurance coverage for wrongful acts arising from the employment process.

Workers’ Compensation

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Automobile Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident. Coverage is also available for automobiles that are hired or non-owned and used in the course of your business operations.

Umbrella Insurance

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

Workers’ Compensation

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Worried about the cost?

Worried about the cost?

 We have everything you need right here, including:

  • Monthly payment options 
  • Claims responsiveness 
  • Tailored coverage 
  • Knowledgeable agents

Why We're Different

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.