Public & Private School Insurance

Insurance for your school or educational facility helps protect you from the risks you face as an adminstrator, so you can focus on the most important thing, your students!

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What’s covered in a school insurance package?

Schools are faced with risk on a daily basis such as slip and falls, student accidents and injuries, transportation exposures and many more. Purchasing insurance coverage allows for the school to reduce risk as well as cover the exposures that exist. A school insurance package can provide insurance coverage for property, general liability, automobile, workers compensation, professional liability, employment practices liability, cyber liability, abuse and molestation, employee benefits, student accident insurance and more.

There are typically several important areas of a school insurance package. These include:

Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverage included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Abuse & Molestation Coverage

Coverage for the actual, alleged or threatened abuse or molestation of any person while in the insured’s care or under the insured’s supervision.

Educator's Legal Liability Insurance

This covers a broad range of liability claims made against administrators, employees and staff members of schools not pertaining to bodily injury or property damage liability. This product is a combination of Directors and Officers, Errors and Omissions and Employment Practices Liability coverage.

Property Coverage

This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.

Auto Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.

Workers Compensation Insurance

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Umbrella Insurance

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

Occurrence or claims-made forms available
Defense costs outside the limits
Large in-house limits available

Student Accident Coverage

Insurance benefits that pay for covered medical expenses for a child that is injured on your premises or while in your care. Coverage can be purchased primary or excess of other insurance benefits.

Other Coverages

Crime
Inland Marine

Worried about the cost?

We specialize in covering school facilities just like yours.

We have everything you need right here, including:

Claims responsiveness
Tailored coverage
Knowledgeable agents
Industry leading carriers that specialize in schools and risk management

Why We’re Different:

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.