Insurance for your school or educational facility helps protect you from the risks you face as an adminstrator, so you can focus on the most important thing, your students!
There are typically several important areas of a school insurance package. These include:
Liability Insurance
Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverage included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.
Abuse & Molestation Coverage
Coverage for the actual, alleged or threatened abuse or molestation of any person while in the insured’s care or under the insured’s supervision.
Educator's Legal Liability Insurance
This covers a broad range of liability claims made against administrators, employees and staff members of schools not pertaining to bodily injury or property damage liability. This product is a combination of Directors and Officers liability and Errors and Omissions coverage.
Property Coverage
This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.
Auto Insurance
This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.
Workers Compensation Insurance
An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.
Umbrella Insurance
An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.
Occurrence or claims-made forms available
Defense costs outside the limits
Large in-house limits available
Student Accident Coverage
Insurance benefits that pay for covered medical expenses for a child that is injured on your premises or while in your care. Coverage can be purchased primary or excess of other insurance benefits.
Other Coverages
Crime
Inland Marine
Worried about the cost?
We specialize in covering school facilities just like yours.
We have everything you need right here, including:
Claims responsiveness
Tailored coverage
Knowledgeable agents
Industry leading carriers that specialize in schools and risk management
Why We’re Different:
Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.
