Recreational Vehicle (RV) owners love to take the highway because they know traveling is more than just a means to get from point “A” to point “B”.
RV owners know the journey means as much as the destination.
While RV’ers enjoy being on the road and getting away, many mistakenly assume that RV insurance is the same as car insurance.
Not having the proper insurance for your RV could cause you financial hardship.
RV Insurance is like two policies in one: it protects your vehicle like car insurance and it also protects your living area like home insurance.
Collision and road emergencies are definite risks to insure against but when you are camping or parked, your RV becomes your home and needs to be protected against theft, fire, liability and other disasters.
There are several classes of recreational vehicles and they each need specialized insurance:
Motorhome insurance coverage will depend on the type of RV you own. Units that are motorized need the same kind of coverage as your car.
If you plan on vacationing only a few times a year, you may be able to get by with seasonal coverage.
When you insure your RV, you might want to consider these important options:
Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.