Contractors Insurance

We understand you need to stay focused on work, not the risks you face every day. That’s why we work with multiple carriers to find you the most comprehensive coverage at the most affordable price.

Contractors know that winning bids is essential to being successful but protecting yourself from unnecessary risk is just as important.

In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

<strong>Protection for every budget or job</strong>

Protection for every budget or job

Every business is different, commercial insurance solutions for contractors can range from a basic policy to a comprehensive package. 

The type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

Contractors insurance protects you from accidents or faults that allegedly result from work you’ve performed or overseen.

Types of insurance coverage available for contractors

Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments

Professional Liability

A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services.

Auto Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.

Workers' Compensation Insurance

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Inland Marine Coverage

Provides coverage for property in transit over land and certain types of moveable property

Umbrella Insurance

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure

<strong>Who needs construction insurance?</strong>

Who needs construction insurance?

Many businesses working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

  • Artisan Insurance
  • Contractors Insurance
  • Carpenter Insurance
  • Developer Insurance
  • Electrician Insurance
  • Handyman Insurance
  • Home Builder Insurance
  • Masonry Insurance
  • Plumber Insurance
  • Renovation Insurance
  • Security Company Insurance
  • Welding Insurance...

What about the cost?

Understandably, price is always a concern for contractors. However, with a custom contractors insurance policy, you control the coverages.

Why we're different

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.