Your building owner is only required to carry insurance for the structure while everything inside is yours to cover. Unless you purchase a renters policy, none of your belongings will be covered.
What would you do if you came home one day and all your possessions had been destroyed or stolen?
You might think that the building owner’s insurance would take care of all the damage... but it doesn’t!
This includes your furniture, appliances, and clothing, just to name a few.
Buying a new bedroom set, clothing or a computer can cost much more than you think.
You’ll be surprised at how affordable renters insurance can be. In addition to covering your personal belongings, it provides personal liability coverage.
According to recent estimates nearly two-thirds of the 81 million people who rent their homes are uninsured for their contents as well as liability arising out of their tenancy.
Do the math and add up how much it would cost to replace your belongings!
Request a renters insurance quote to verify just how affordable it is to protect your belongings from perils like theft, vandalism, and fire.
Coverage for necessary living expenses incurred when your home or apartment cannot be occupied due to a covered loss.
Protects you against claims arising from accidents to others on the property that you rent.
Coverage for medical expenses, limited to a specific amount per person and per accident, for injuries that occur on your premises to someone other than the insured.
Covers damage to or loss of personal belongings that are kept within your premises; limited coverage applies for certain items such as jewelry, watches, furs, etc.
Protection for you against claims arising from accidents to others on a property that you rent.
Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.