Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Specht Insurance Group, Ltd.
The GLBA further requires that we inform you that you have a right to prevent us from sharing nonpublic personal information about you with a nonaffiliated third party for any purpose that is not specifically authorized by law. Your right to prevent us from sharing nonpublic personal information about you with a nonaffiliated third party for a purpose that is not specifically authorized by law is called your right to “opt out” of such information sharing.
At Specht Insurance Group, Ltd. we are committed to providing you the best service while earning your trust and protecting the privacy of your information. We understand and respect the fact that you may wish to keep your personal information confidential.
The following is our policy on how we handle your information. We collect nonpublic personal financial information about you from the following sources:
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.
At Specht Insurance Group, Ltd. we are committed to protecting your privacy rights. We acknowledge your right to keep your own financial information confidential and, because of this, we have both state and federal laws which required insurance agencies (as well as financial institutions) to notify you, our valued customer, about how we intend to treat your nonpublic personal financial information that you have entrusted us with.
Our policy is a pledge — we pledge to protect your information!
We pledge to you, our valued customer, that the information you have provided us to obtain appropriate insurance coverage will be used for just that purpose and that purpose only. We will not share such information with nonaffiliated third parties, such as banks, securities firms or other institutions.
However, in order to better serve you, your trusted information may be shared with third parties for the purpose of insurance underwriting.