Flood Insurance is coverage for property damaged by a flood. Even you're not in a flood zone, it doesn't mean you can't suffer losses due to flooding.
Flood insurance is coverage for property damaged by a flood.
The National Flood Insurance Program offers residential policyholders dwelling coverage up to $250,000 and personal property coverage up to $100,000. Private flood and additional excess flood coverages are available.
The NFIP’s definition of a flood is as follows: