Recreational Toy Insurance

No matter what type of recreational toy you have, we can provide the insurance you want and the protection you deserve with specialized coverages.

Whether You Have a 4-Wheeler, Jet Ski, or Golf Cart, You Can Get the Insurance You Want and the Protection You Deserve with Specialized Coverages:

You may be eligible for money-saving discounts when you insure multiple vehicles or if you’ve successfully completed a rider safety course.

What coverage is available?


Medical Payments

Coverage that pays medical expenses for you and/or your passengers if injured in an accident.


Liability Coverage

Coverage for the financial responsibility if you or a family member are at fault in an accident that results in bodily injury or property damage.


Uninsured Motorist Protection

Helps you to pay for your injuries or damages to your "toys" caused by a driver that does not have insurance coverage.


Underinsured Motorist Protection

Helps you to pay for your injuries or damages to your "toys" in the event you are involved in an accident with someone that does not have sufficient insurance coverage.


Accessories and Custom Parts/Equipment

Coverage for enhancements and upgrades that have been made to your recreational toys.


Uninsured Motorist Protection

Uninsured Motorist Protection - helps you to pay for your injuries or damages to your vehicle caused by a driver that does not have insurance coverage.

Types of recreational toys we insure:

Types of recreational toys we insure:

  • ATV
  • Golf Cart
  • Jet Ski
  • Sea-Doo
  • Segway
  • Snowmobile
  • WaveRunner
  • And More….

Why we're different:

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.