Church & Worship Center Insurance

Worship Centers face exposure due to a variety of different risks. The right insurance can help reduce exposing your organization to unneeded risk and ensures the facility is ready to welcome everyone!

What’s covered in a church or worship center's insurance package?

What’s covered in a church or worship center's insurance package?

Insurance for your church or worship center helps protect you from the risks you face as a congregation.

There are typically several important areas that include:

Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverage included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Abuse & Molestation Coverage

Coverage for the actual, alleged or threatened abuse or molestation of any person while in the insured’s care or under the insured’s supervision.

Pastoral & Counseling Professionals Insurance

Coverage designed to protect against errors and omissions in performing a professional service.

Directors & Officers Liability Insurance

Designed to protect individuals from personal losses as a result of lawsuits from serving as a director or officer of a church or worship center.

Property Coverage

This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.

Auto Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.

Umbrella Insurance

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

  • Occurrence or claims-made forms available
  • Defense costs outside the limits
  • Large in-house limits available

Workers Compensation Insurance

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Employment Practices Liability (EPLI)

Insurance coverage for wrongful acts arising from the employment process.

Worried about the cost?

We specialize in covering Worship Centers just like yours, and have everything you need right here, including:

  • Claims responsiveness
  • Tailored coverage
  • Knowledgeable agents
  • Industry leading carriers that specialize in religious organizations and risk management

Why We’re Different:

Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.