Commercial Umbrella Insurance

You never know when it might rain! So, just like the name implies, this type of policy acts like an umbrella, providing protection against a wide range of potential financial dangers and unforeseeable mishaps.

A Commercial Umbrella Provides an Extra Layer of Protection 

It covers situations where a lawsuit or major accident exceeds the limits of your underlying insurance coverage.  It is designed primarily to provide coverage for catastrophic liability claims or judgments.

Why Do You Need a Commercial Umbrella Policy?

  • To provide greater limits of liability for any one accident or occurrence.
  • To provide coverage over an underlying policy aggregate limit that is reduced or exhausted by payment of damages.

What Coverages Are We Offering?

  • Umbrella Limits starting at $1,000,000 and up.
  • Additional limits of liability for coverages such as general liability, automobile liability and workers’ compensation.
  • Stand alone coverage or follow form coverage depending on underlying policies and carriers.
  • Low self-insured retentions.