Businessowners Policies (BOP) Insurance

A businessowner’s policy (BOP) is a policy that combines both property and liability coverage for eligible small businesses.  This type of policy provides property, liability and business income coverage as well as many enhancements & endorsements to broaden your protection.

What’s covered in a businessowners insurance package?

There are typically several important areas of a BOP insurance package.  These include:


Property Coverage

Coverage for damage or destruction to your property as well as business income and extra expense. Covered property may include:

  • Building
  • Furniture and Equipment
  • Inventory
  • Outdoor Property

General Liability

Provides coverage for your organization, employees and volunteers against claims of negligence including:

  • Bodily Injury
  • Property Damage
  • Personal Injury

Other Coverages

  • Crime
  • Hired/Non-Owned Automobile