Businessowners Policies (BOP) Insurance
A businessowner’s policy (BOP) is a policy that combines both property and liability coverage for eligible small businesses. This type of policy provides property, liability and business income coverage as well as many enhancements & endorsements to broaden your protection.
What’s covered in a businessowners insurance package?
There are typically several important areas of a BOP insurance package. These include:
Property Coverage
Coverage for damage or destruction to your property as well as business income and extra expense. Covered property may include:
- Building
- Furniture and Equipment
- Inventory
- Outdoor Property
General Liability
Provides coverage for your organization, employees and volunteers against claims of negligence including:
- Bodily Injury
- Property Damage
- Personal Injury
Other Coverages
- Crime
- Hired/Non-Owned Automobile